COMP <GO>
FGBI vs BVFL // DIVIDEND YIELD & FCF PAYOUT SAFETY
First Guaranty Bancshares Inc. (NASDAQ) VS. BV Financial Inc. (NASDAQ) • 15-METRIC TALLY: FGBI 2
— BVFL 4
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: FGBI
LAST: $9.59 (-1.84%) • MKT CAP: $161.6M
dividend-safety
0.35%
LAST: $21.90 (-1.93%) • MKT CAP: $189.1M
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FGBI VS. BVFL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FGBI | BVFL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -16.10% | 7.30% | -23.40 | BVFL | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -6.17% | 9.93% | -16.10 | BVFL | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.35% | 0.00% | +0.35 | FGBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 5/9 | -4.00 | BVFL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.1 | 58.1 | +10.00 | FGBI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 13.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $161.6M | $189.1M | -$27.6M | BVFL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FGBI REV | BVFL REV | FGBI GROSS % | BVFL GROSS % | FGBI FCF | BVFL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | -$10.0M | $18.8M |
| FY 2024 | $0 | $0 | — | — | $30.7M | $15.5M |
| FY 2023 | $0 | $0 | — | — | $21.7M | $15.2M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FGBI // BETA —
BVFL // BETA —