COMP <GO>
FG vs CIA // GROSS PROFIT MARGIN
F&G Annuities & Life Inc. (NYSE) VS. Citizens Inc. ($1.00 Par) (Class A) (NYSE) • 15-METRIC TALLY: FG 2
— CIA 2
■ METRIC PARITY
LAST: $21.05 (+2.18%) • MKT CAP: $2.76B
gross-margins
—
LAST: $3.86 (+1.58%) • MKT CAP: $195.5M
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FG VS. CIA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FG | CIA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.20% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 8.97% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 4.30% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | -0.20% | 4.30% | -4.50 | CIA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 3/9 | +1.00 | FG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 50.6 | 59.6 | -9.00 | CIA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.3x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.76B | $195.5M | $2.56B | FG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FG REV | CIA REV | FG GROSS % | CIA GROSS % | FG FCF | CIA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.73B | $255.6M | — | — | $4.68B | $17.5M |
| FY 2024 | $5.74B | $245.0M | — | — | $6.00B | $31.3M |
| FY 2023 | $4.50B | $240.7M | — | — | $5.83B | $22.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FG // BETA —
CIA // BETA —