COMP <GO>

FDSB vs KFFB // REVENUE GROWTH (YOY)

Fifth District Bancorp Inc. (NASDAQ) VS. Kentucky First Federal Bancorp (NASDAQ) • 15-METRIC TALLY: FDSB 5 — KFFB 0

■ METRIC PARITY

LAST: $17.45 (+0.51%) • MKT CAP: $91.4M

revenue-growth

-2.30%

LAST: $5.40 (-0.42%) • MKT CAP: $43.6M

revenue-growth

—

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FDSB VS. KFFB) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	FDSB	KFFB	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	3.20%	0.40%	+2.80	FDSB	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	1.03%	-0.54%	+1.57	FDSB	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	68.00%	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY) ACTIVE	-2.30%	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.00%	0.00	TIE	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	4/9	2/9	+2.00	FDSB	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	54.4	44.9	+9.48	FDSB	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	20.7x	—	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$91.4M	$43.6M	$47.7M	FDSB	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	FDSB REV	KFFB REV	FDSB GROSS %	KFFB GROSS %	FDSB FCF	KFFB FCF
FY 2025	$605.0K	$0	—	—	$942.0K	-$235.0K
FY 2024	$619.0K	$0	—	—	-$1.6M	-$1.5M
FY 2023	$614.0K	$0	—	—	$796.0K	$1.2M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

FDSB // BETA —

KFFB // BETA —