COMP <GO>
FDSB vs BAC // EV/EBITDA & P/E VALUATION
Fifth District Bancorp Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: FDSB 3
— BAC 5
■ METRIC PARITY
LAST: $17.45 (+0.51%) • MKT CAP: $91.4M
valuation
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FDSB VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FDSB | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.20% | 2.50% | +0.70 | FDSB | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 1.03% | 2.10% | -1.07 | BAC | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | FDSB | /net-margins <GO> |
| Revenue Growth (YoY) | -2.30% | 6.80% | -9.10 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.4 | 38.3 | +16.12 | FDSB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.7x | 10.9x | +9.80 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $91.4M | $357.61B | -$357.52B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FDSB REV | BAC REV | FDSB GROSS % | BAC GROSS % | FDSB FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $605.0K | $113.10B | — | — | $942.0K | $7.52B |
| FY 2024 | $619.0K | $105.86B | — | — | -$1.6M | -$13.57B |
| FY 2023 | $614.0K | $102.77B | — | — | $796.0K | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FDSB // BETA —
BAC // BETA 0.90