COMP <GO>
FDBC vs USCB // PIOTROSKI F-SCORE QUALITY
Fidelity D & D Bancorp Inc. (NASDAQ) VS. USCB Financial Holdings Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: FDBC 4
— USCB 2
■ METRIC PARITY
LAST: $65.83 (+3.65%) • MKT CAP: $382.4M
piotroski-score
5/9
LAST: $19.85 (-0.35%) • MKT CAP: $366.7M
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FDBC VS. USCB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FDBC | USCB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.80% | 12.00% | -0.20 | USCB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.49% | 11.59% | -5.10 | USCB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.46% | 2.13% | +0.33 | FDBC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 75.5 | 30.6 | +44.83 | FDBC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.6x | 13.1x | -0.50 | FDBC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $382.4M | $366.7M | $15.7M | FDBC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FDBC REV | USCB REV | FDBC GROSS % | USCB GROSS % | FDBC FCF | USCB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $24.8M | $42.5M |
| FY 2024 | $0 | $0 | — | — | $24.9M | $34.5M |
| FY 2023 | $0 | $0 | — | — | $29.7M | $22.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FDBC // BETA —
USCB // BETA —