COMP <GO>
FBP vs CVBF // PIOTROSKI F-SCORE QUALITY
First BanCorp. (NYSE) VS. CVB Financial Corporation (NASDAQ) • 15-METRIC TALLY: FBP 6
— CVBF 1
▲ PIOTROSKI F-SCORE QUALITY LEADER: FBP
LAST: $26.70 (+0.08%) • MKT CAP: $4.08B
piotroski-score
6/9
LAST: $22.75 (+1.02%) • MKT CAP: $4.00B
piotroski-score
5/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FBP VS. CVBF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FBP | CVBF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.50% | 12.90% | +4.60 | FBP | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 11.4x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.73% | 5.43% | +5.30 | FBP | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 34.50% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 6.70% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.83% | 2.77% | +0.06 | FBP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 6/9 | 5/9 | +1.00 | FBP | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 35.2 | 54.6 | -19.42 | CVBF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.0x | 17.8x | -6.80 | FBP | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.08B | $4.00B | $72.3M | FBP | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FBP REV | CVBF REV | FBP GROSS % | CVBF GROSS % | FBP FCF | CVBF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.00B | $0 | — | — | $437.5M | $217.3M |
| FY 2024 | $938.2M | $0 | — | — | $394.1M | $244.6M |
| FY 2023 | $929.8M | $0 | — | — | $363.0M | $295.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FBP // BETA —
CVBF // BETA —