COMP <GO>
FBP vs BAC // ENTERPRISE SCALE & MARKET CAP
First BanCorp. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: FBP 5
— BAC 4
▲ ENTERPRISE SCALE & MARKET CAP LEADER: BAC
LAST: $26.18 (-1.95%) • MKT CAP: $4.08B
market-cap
$4.08B
LAST: $50.01 (-2.21%) • MKT CAP: $357.61B
market-cap
$357.61B
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FBP VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FBP | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.50% | 2.50% | +15.00 | FBP | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.73% | 2.10% | +8.63 | FBP | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 34.50% | 27.00% | +7.50 | FBP | /net-margins <GO> |
| Revenue Growth (YoY) | 6.70% | 6.80% | -0.10 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.83% | 0.00% | +2.83 | FBP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 45.0 | 38.3 | +6.70 | FBP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.0x | 10.9x | +0.10 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $4.08B | $357.61B | -$353.53B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FBP REV | BAC REV | FBP GROSS % | BAC GROSS % | FBP FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.00B | $113.10B | — | — | $437.5M | $7.52B |
| FY 2024 | $938.2M | $105.86B | — | — | $394.1M | -$13.57B |
| FY 2023 | $929.8M | $102.77B | — | — | $363.0M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FBP // BETA —
BAC // BETA 0.90