COMP <GO>
FBNC vs FBK // ALTMAN Z-SCORE & DEBT/EQUITY
First Bancorp (NASDAQ) VS. FB Financial Corporation (NYSE) • 15-METRIC TALLY: FBNC 3
— FBK 3
■ METRIC PARITY
LAST: $64.23 (+1.37%) • MKT CAP: $2.66B
balance-sheet
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LAST: $53.69 (+1.42%) • MKT CAP: $2.68B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FBNC VS. FBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FBNC | FBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.70% | 6.30% | +0.40 | FBNC | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.48% | 5.48% | +2.00 | FBNC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | -3.60% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.40% | 1.41% | -0.01 | FBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.9 | 53.5 | +1.46 | FBNC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.2x | 20.4x | +1.80 | FBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.66B | $2.68B | -$24.3M | FBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FBNC REV | FBK REV | FBNC GROSS % | FBK GROSS % | FBNC FCF | FBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $67.6M | $0 | — | — | $198.9M | $147.0M |
| FY 2024 | $70.1M | $0 | — | — | $172.1M | $132.3M |
| FY 2023 | $32.8M | $0 | — | — | $131.4M | $211.1M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FBNC // BETA —
FBK // BETA —