COMP <GO>
FBK vs NBTB // DIVIDEND YIELD & FCF PAYOUT SAFETY
FB Financial Corporation (NYSE) VS. NBT Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: FBK 0
— NBTB 7
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: NBTB
LAST: $53.69 (+1.42%) • MKT CAP: $2.68B
dividend-safety
1.41%
LAST: $52.97 (+1.92%) • MKT CAP: $2.75B
dividend-safety
2.64%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FBK VS. NBTB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FBK | NBTB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.30% | 8.90% | -2.60 | NBTB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.48% | 8.55% | -3.07 | NBTB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | 10.40% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 1.41% | 2.64% | -1.23 | NBTB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 6/9 | -1.00 | NBTB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.3 | 59.2 | -4.90 | NBTB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.4x | 15.2x | +5.20 | NBTB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.68B | $2.75B | -$69.0M | NBTB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FBK REV | NBTB REV | FBK GROSS % | NBTB GROSS % | FBK FCF | NBTB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $183.0M | — | — | $147.0M | $235.2M |
| FY 2024 | $0 | $165.7M | — | — | $132.3M | $188.6M |
| FY 2023 | $0 | $144.7M | — | — | $211.1M | $157.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FBK // BETA —
NBTB // BETA —