COMP <GO>
FAF vs HGTY // PIOTROSKI F-SCORE QUALITY
First American Corporation (NYSE) VS. Hagerty Inc. (Class A) (NYSE) • 15-METRIC TALLY: FAF 5
— HGTY 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: FAF
LAST: $63.82 (+0.16%) • MKT CAP: $6.51B
piotroski-score
9/9
LAST: $15.58 (+0.78%) • MKT CAP: $5.60B
piotroski-score
6/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (FAF VS. HGTY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | FAF | HGTY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.00% | 67.40% | -60.40 | HGTY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.2x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.46% | 3.91% | +5.55 | FAF | /fcf-yield <GO> |
| Operating Margin | 10.20% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.30% | 22.00% | -13.70 | HGTY | /net-margins <GO> |
| Revenue Growth (YoY) | 21.60% | 23.50% | -1.90 | HGTY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.43% | 0.00% | +3.43 | FAF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 9/9 | 6/9 | +3.00 | FAF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 44.4 | 62.6 | -18.20 | HGTY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.8x | 31.5x | -22.70 | FAF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.51B | $5.60B | $907.8M | FAF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | FAF REV | HGTY REV | FAF GROSS % | HGTY GROSS % | FAF FCF | HGTY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $7.45B | $677.6M | — | — | $615.5M | $219.0M |
| FY 2024 | $6.13B | $548.6M | — | — | $621.7M | $177.0M |
| FY 2023 | $6.00B | $464.3M | — | — | $84.1M | $133.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
FAF // BETA 0.97
HGTY // BETA —