COMP <GO>

EZPW vs BOBS // ALTMAN Z-SCORE & DEBT/EQUITY

EZCORP Inc. Class A Non Voting (NASDAQ) VS. Bob's Discount Furniture Inc. (NYSE) • 15-METRIC TALLY: EZPW 0 — BOBS 2

■ METRIC PARITY

LAST: $28.11 (-3.43%) • MKT CAP: $1.79B

balance-sheet

3.10

LAST: $16.57 (+0.85%) • MKT CAP: $2.15B

balance-sheet

—

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EZPW VS. BOBS) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	EZPW	BOBS	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	58.50%	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	10.50%	—	—	TIE	/roic <GO>
EV/EBITDA & P/E Valuation	12.3x	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	8.33%	—	—	TIE	/fcf-yield <GO>
Operating Margin	11.70%	—	—	TIE	/operating-margins <GO>
Net Profit Margin	8.60%	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	9.70%	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.00%	0.00	TIE	/dividend-safety <GO>
Altman Z-Score & Debt/Equity ACTIVE	3.10	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	9/9	—	—	TIE	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	41.4	62.4	-21.00	BOBS	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	15.2x	—	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$1.79B	$2.15B	-$358.6M	BOBS	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	EZPW REV	BOBS REV	EZPW GROSS %	BOBS GROSS %	EZPW FCF	BOBS FCF
FY 2025	$1.27B	$0	58.5%	—	$149.0M	—
FY 2024	$1.16B	—	58.7%	—	$113.6M	—
FY 2023	$1.05B	—	—	—	$101.8M	—

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

EZPW // BETA —

BOBS // BETA —