COMP <GO>
ESNT vs MTG // 10Y YIELD & FRED MACRO BETA
Essent Group Ltd. (NYSE) VS. MGIC Investment Corporation (NYSE) • 15-METRIC TALLY: ESNT 3
— MTG 8
▲ 10Y YIELD & FRED MACRO BETA LEADER: MTG
LAST: $67.02 (-0.86%) • MKT CAP: $6.02B
macro-sensitivity
0.96
LAST: $28.41 (-1.52%) • MKT CAP: $5.83B
macro-sensitivity
1.14
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ESNT VS. MTG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ESNT | MTG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.90% | 13.20% | -1.30 | MTG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.9x | 6.8x | +0.10 | MTG | /valuation <GO> |
| Free Cash Flow Yield | 13.97% | 14.39% | -0.42 | MTG | /fcf-yield <GO> |
| Operating Margin | 66.80% | 74.20% | -7.40 | MTG | /operating-margins <GO> |
| Net Profit Margin | 54.70% | 60.80% | -6.10 | MTG | /net-margins <GO> |
| Revenue Growth (YoY) | 1.50% | 0.50% | +1.00 | ESNT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.01% | 2.24% | -0.23 | MTG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 7/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.0 | 50.6 | +6.40 | ESNT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.96 | 1.14 | -0.18 | MTG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 7.4x | +0.80 | MTG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $6.02B | $5.83B | $195.9M | ESNT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ESNT REV | MTG REV | ESNT GROSS % | MTG GROSS % | ESNT FCF | MTG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.26B | $1.21B | — | — | $848.7M | $851.8M |
| FY 2024 | $1.24B | $1.21B | — | — | $854.8M | $723.9M |
| FY 2023 | $1.11B | $1.16B | — | — | $713.1M | $661.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ESNT // BETA 0.96
MTG // BETA 1.14