COMP <GO>
ENVA vs CORZ // NET PROFIT MARGIN
Enova International Inc. (NYSE) VS. Core Scientific Inc. (NASDAQ) • 15-METRIC TALLY: ENVA 10
— CORZ 0
▲ NET PROFIT MARGIN LEADER: ENVA
LAST: $173.94 (-0.09%) • MKT CAP: $4.26B
net-margins
9.80%
LAST: $12.51 (-5.62%) • MKT CAP: $4.26B
net-margins
-60.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ENVA VS. CORZ)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ENVA | CORZ | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.10% | -35.00% | +52.10 | ENVA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 7.6x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | -9.72% | +31.72 | ENVA | /fcf-yield <GO> |
| Operating Margin | 23.50% | -60.00% | +83.50 | ENVA | /operating-margins <GO> |
| Net Profit Margin ACTIVE | 9.80% | -60.00% | +69.80 | ENVA | /net-margins <GO> |
| Revenue Growth (YoY) | 18.60% | -37.50% | +56.10 | ENVA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 5/9 | +3.00 | ENVA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 44.5 | 40.8 | +3.70 | ENVA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.12 | +0.04 | ENVA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 29.0x | -16.90 | ENVA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.26B | $4.26B | $494.1K | ENVA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ENVA REV | CORZ REV | ENVA GROSS % | CORZ GROSS % | ENVA FCF | CORZ FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.15B | $319.0M | 58.1% | 11.9% | $1.68B | -$450.8M |
| FY 2024 | $2.66B | $510.7M | 57.5% | 23.7% | $1.42B | -$52.1M |
| FY 2023 | $2.12B | $502.4M | — | — | $1.07B | $42.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ENVA // BETA 1.16
CORZ // BETA 1.12