COMP <GO>
ENVA vs BLSH // FREE CASH FLOW YIELD
Enova International Inc. (NYSE) VS. Bullish (NYSE) • 15-METRIC TALLY: ENVA 2
— BLSH 0
■ METRIC PARITY
LAST: $173.94 (-0.09%) • MKT CAP: $4.26B
fcf-yield
22.00%
LAST: $22.54 (-5.69%) • MKT CAP: $3.82B
fcf-yield
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ENVA VS. BLSH)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ENVA | BLSH | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 17.10% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 7.6x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 22.00% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | 23.50% | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 9.80% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 18.60% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 44.5 | 30.3 | +14.20 | ENVA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.26B | $3.82B | $442.8M | ENVA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ENVA REV | BLSH REV | ENVA GROSS % | BLSH GROSS % | ENVA FCF | BLSH FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.15B | — | 58.1% | — | $1.68B | — |
| FY 2024 | $2.66B | — | 57.5% | — | $1.42B | — |
| FY 2023 | $2.12B | — | — | — | $1.07B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ENVA // BETA 1.16
BLSH // BETA —