COMP <GO>
EIG vs MS // ALTMAN Z-SCORE & DEBT/EQUITY
Employers Holdings Inc (NYSE) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: EIG 2
— MS 7
■ METRIC PARITY
LAST: $49.08 (-4.53%) • MKT CAP: $881.5M
balance-sheet
—
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EIG VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | EIG | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 1.10% | 3.00% | -1.90 | MS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.06% | -7.25% | +12.31 | EIG | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 1.30% | 20.20% | -18.90 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | -2.50% | 5.50% | -8.00 | MS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.39% | 2.21% | +1.18 | EIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | MS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 24.9 | 51.0 | -26.12 | MS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 75.9x | 16.5x | +59.40 | MS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $881.5M | $298.41B | -$297.53B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | EIG REV | MS REV | EIG GROSS % | MS GROSS % | EIG FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $858.7M | $0 | — | — | $44.6M | -$17.89B |
| FY 2024 | $880.7M | $0 | — | — | $76.3M | $1.36B |
| FY 2023 | $850.9M | $0 | — | — | $49.4M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
EIG // BETA —
MS // BETA 1.04