COMP <GO>

EGBN vs SBSI // 10Y YIELD & FRED MACRO BETA

Eagle Bancorp Inc. (NASDAQ) VS. Southside Bancshares Inc. (NYSE) • 15-METRIC TALLY: EGBN 2 — SBSI 4

■ METRIC PARITY

LAST: $34.17 (+2.67%) • MKT CAP: $1.01B

macro-sensitivity

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LAST: $35.44 (+5.29%) • MKT CAP: $1.00B

macro-sensitivity

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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EGBN VS. SBSI) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	EGBN	SBSI	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	-12.20%	8.20%	-20.40	SBSI	/roic <GO>
EV/EBITDA & P/E Valuation	—	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	2.03%	7.40%	-5.37	SBSI	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	1.50%	4.37%	-2.87	SBSI	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	3/9	4/9	-1.00	SBSI	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	72.3	71.9	+0.40	EGBN	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	—	13.3x	—	TIE	/forward-pe <GO>
Enterprise Scale & Market Cap	$1.01B	$1.00B	$12.1M	EGBN	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	EGBN REV	SBSI REV	EGBN GROSS %	SBSI GROSS %	EGBN FCF	SBSI FCF
FY 2025	$4.41B	$3.58B	—	—	$20.8M	$73.5M
FY 2024	$4.67B	$3.58B	—	—	$123.4M	$90.7M
FY 2023	$743.4M	$390.1M	—	—	$195.6M	$79.9M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

EGBN // BETA —

SBSI // BETA —