COMP <GO>
EFX vs CRCL // PIOTROSKI F-SCORE QUALITY
Equifax Inc. (NYSE) VS. Circle Internet Group Inc. (NYSE) • 15-METRIC TALLY: EFX 10
— CRCL 1
▲ PIOTROSKI F-SCORE QUALITY LEADER: EFX
LAST: $179.39 (+1.91%) • MKT CAP: $20.99B
piotroski-score
8/9
LAST: $79.99 (-2.10%) • MKT CAP: $20.31B
piotroski-score
6/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EFX VS. CRCL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | EFX | CRCL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.20% | -0.20% | +10.40 | EFX | /roic <GO> |
| EV/EBITDA & P/E Valuation | 18.7x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.39% | 2.61% | +3.78 | EFX | /fcf-yield <GO> |
| Operating Margin | 18.00% | -60.00% | +78.00 | EFX | /operating-margins <GO> |
| Net Profit Margin | 10.90% | -60.00% | +70.90 | EFX | /net-margins <GO> |
| Revenue Growth (YoY) | 6.90% | 180.00% | -173.10 | CRCL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.11% | 0.00% | +1.11 | EFX | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 6/9 | +2.00 | EFX | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.1 | 46.7 | +14.40 | EFX | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 1.10 | +0.01 | EFX | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.6x | 34.0x | -4.40 | EFX | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $20.99B | $20.31B | $684.2M | EFX | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | EFX REV | CRCL REV | EFX GROSS % | CRCL GROSS % | EFX FCF | CRCL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.07B | $109.8M | — | — | $1.34B | $529.7M |
| FY 2024 | $5.68B | $15.2M | — | — | $1.07B | $326.4M |
| FY 2023 | $5.27B | $19.9M | — | — | $879.9M | $138.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
EFX // BETA 1.11
CRCL // BETA 1.10