COMP <GO>
EFSI vs PEBK // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Eagle Financial Services Inc (NASDAQ) VS. Peoples Bancorp of North Carolina Inc. (NASDAQ) • 15-METRIC TALLY: EFSI 3
— PEBK 4
■ METRIC PARITY
LAST: $46.06 (+1.23%) • MKT CAP: $249.3M
options-implied-move
—
LAST: $44.60 (+1.48%) • MKT CAP: $243.6M
options-implied-move
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EFSI VS. PEBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | EFSI | PEBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.30% | 12.60% | -8.30 | PEBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.77% | 8.19% | +1.58 | EFSI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.45% | 2.15% | +0.30 | EFSI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | PEBK | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 49.6 | 51.5 | -1.93 | PEBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 28.2x | 11.4x | +16.80 | PEBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $249.3M | $243.6M | $5.7M | EFSI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | EFSI REV | PEBK REV | EFSI GROSS % | PEBK GROSS % | EFSI FCF | PEBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $24.3M | $20.0M |
| FY 2024 | $0 | $0 | — | — | $17.7M | $20.0M |
| FY 2023 | $0 | $0 | — | — | $6.9M | $22.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
EFSI // BETA —
PEBK // BETA —