COMP <GO>
EFOR vs MA // 10Y YIELD & FRED MACRO BETA
Everforth Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: EFOR 3
— MA 9
■ METRIC PARITY
LAST: $37.01 (-4.47%) • MKT CAP: $1.52B
macro-sensitivity
—
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
macro-sensitivity
0.90
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EFOR VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | EFOR | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 28.90% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.50% | 33.50% | -27.00 | MA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 9.6x | 29.2x | -19.60 | EFOR | /valuation <GO> |
| Free Cash Flow Yield | 18.99% | 3.08% | +15.91 | EFOR | /fcf-yield <GO> |
| Operating Margin | 5.80% | 57.60% | -51.80 | MA | /operating-margins <GO> |
| Net Profit Margin | 2.90% | 45.60% | -42.70 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | -2.90% | 16.40% | -19.30 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.35 | 11.17 | -8.82 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 52.5 | 68.8 | -16.27 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 31.2x | -18.70 | EFOR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.52B | $556.88B | -$555.36B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | EFOR REV | MA REV | EFOR GROSS % | MA GROSS % | EFOR FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.98B | $32.79B | 28.9% | — | $288.1M | $17.16B |
| FY 2024 | $4.10B | $28.17B | 28.9% | — | $364.7M | $14.31B |
| FY 2023 | $4.45B | $25.10B | — | — | $456.9M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
EFOR // BETA —
MA // BETA 0.90