COMP <GO>

EEFT vs V // 10Y YIELD & FRED MACRO BETA

Euronet Worldwide Inc. (NASDAQ) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: EEFT 3 — V 8

■ METRIC PARITY

LAST: $66.16 (+4.77%) • MKT CAP: $2.36B

macro-sensitivity

—

LAST: $425.51 (+2.88%) • MKT CAP: $738.98B

macro-sensitivity

1.06

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EEFT VS. V) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	EEFT	V	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	32.10%	32.30%	-0.20	V	/roic <GO>
EV/EBITDA & P/E Valuation	3.7x	28.9x	-25.20	EEFT	/valuation <GO>
Free Cash Flow Yield	18.63%	2.90%	+15.73	EEFT	/fcf-yield <GO>
Operating Margin	12.50%	60.00%	-47.50	V	/operating-margins <GO>
Net Profit Margin	7.30%	50.10%	-42.80	V	/net-margins <GO>
Revenue Growth (YoY)	6.40%	11.30%	-4.90	V	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	0.00%	0.63%	-0.63	V	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	9.09	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	7/9	9/9	-2.00	V	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	46.1	67.7	-21.60	V	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta ACTIVE	—	1.06	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	7.0x	34.0x	-27.00	EEFT	/forward-pe <GO>
Enterprise Scale & Market Cap	$2.36B	$738.98B	-$736.62B	V	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	EEFT REV	V REV	EEFT GROSS %	V GROSS %	EEFT FCF	V FCF
FY 2025	$4.24B	$40.00B	—	—	$434.3M	$21.26B
FY 2024	$3.99B	$35.93B	—	—	$615.6M	$18.33B
FY 2023	$3.69B	$32.65B	—	—	$643.1M	$19.29B

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

EEFT // BETA —

V // BETA 1.06