COMP <GO>
ECBK vs BAC // GROSS PROFIT MARGIN
ECB Bancorp Inc. (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: ECBK 4
— BAC 4
■ METRIC PARITY
LAST: $21.33 (+1.23%) • MKT CAP: $186.4M
gross-margins
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ECBK VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ECBK | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.50% | 2.50% | +2.00 | ECBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.83% | 2.10% | +2.73 | ECBK | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | ECBK | /net-margins <GO> |
| Revenue Growth (YoY) | 3.60% | 6.80% | -3.20 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 7/9 | -2.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.3 | 38.3 | +19.00 | ECBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.3x | 10.9x | +11.40 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $186.4M | $357.61B | -$357.42B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ECBK REV | BAC REV | ECBK GROSS % | BAC GROSS % | ECBK FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $598.0K | $113.10B | — | — | $9.0M | $7.52B |
| FY 2024 | $577.0K | $105.86B | — | — | $6.2M | -$13.57B |
| FY 2023 | $0 | $102.77B | — | — | $6.4M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ECBK // BETA —
BAC // BETA 0.90