COMP <GO>
EBMT vs FINW // FREE CASH FLOW YIELD
Eagle Bancorp Montana Inc. (NASDAQ) VS. FinWise Bancorp (NASDAQ) • 15-METRIC TALLY: EBMT 3
— FINW 3
▲ FREE CASH FLOW YIELD LEADER: EBMT
LAST: $21.21 (-0.70%) • MKT CAP: $170.1M
fcf-yield
16.66%
LAST: $13.19 (-1.05%) • MKT CAP: $185.1M
fcf-yield
-15.48%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EBMT VS. FINW)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | EBMT | FINW | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.70% | 8.30% | -0.60 | FINW | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 16.66% | -15.48% | +32.14 | EBMT | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.69% | 0.00% | +2.69 | EBMT | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 2/9 | +3.00 | EBMT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.2 | 72.6 | -24.36 | FINW | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.7x | 10.7x | 0.00 | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $170.1M | $185.1M | -$14.9M | FINW | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | EBMT REV | FINW REV | EBMT GROSS % | FINW GROSS % | EBMT FCF | FINW FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $28.3M | -$28.6M |
| FY 2024 | $0 | $0 | — | — | $14.5M | -$16.1M |
| FY 2023 | $0 | $0 | — | — | $9.3M | $12.3M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
EBMT // BETA —
FINW // BETA —