COMP <GO>
DLO vs PAY // REVENUE GROWTH (YOY)
DLocal Limited (Class A) (NASDAQ) VS. Paymentus Holdings Inc. (Class A) (NYSE) • 15-METRIC TALLY: DLO 0
— PAY 2
■ METRIC PARITY
LAST: $12.96 (-5.05%) • MKT CAP: $4.03B
revenue-growth
—
LAST: $32.82 (+1.74%) • MKT CAP: $4.06B
revenue-growth
37.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DLO VS. PAY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DLO | PAY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 24.80% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | — | 24.90% | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 49.3x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | 3.98% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 6.30% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 5.60% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | — | 37.30% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 25.80 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | — | 7/9 | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.4 | 48.5 | -7.10 | PAY | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 51.0x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.03B | $4.06B | -$37.0M | PAY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DLO REV | PAY REV | DLO GROSS % | PAY GROSS % | DLO FCF | PAY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $1.20B | — | 24.8% | — | $161.8M |
| FY 2024 | — | $871.7M | — | 27.3% | — | $63.2M |
| FY 2023 | — | $614.5M | — | — | — | $68.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DLO // BETA —
PAY // BETA —