COMP <GO>
DGICB vs ROOT // RETURN ON INVESTED CAPITAL (ROIC)
Donegal Group Inc. (Class B) (NASDAQ) VS. Root Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: DGICB 5
— ROOT 4
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: ROOT
LAST: $23.70 (-8.49%) • MKT CAP: $879.7M
roic
12.40%
LAST: $53.73 (+3.13%) • MKT CAP: $832.5M
roic
85.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DGICB VS. ROOT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DGICB | ROOT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 12.40% | 85.00% | -72.60 | ROOT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 6.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.98% | 24.81% | -16.83 | ROOT | /fcf-yield <GO> |
| Operating Margin | — | 4.10% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.10% | 2.60% | +5.50 | DGICB | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 29.00% | -30.20 | ROOT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.92% | 0.00% | +2.92 | DGICB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | ROOT | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.4 | 52.5 | +11.89 | DGICB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.3x | 17.5x | -7.20 | DGICB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $879.7M | $832.5M | $47.3M | DGICB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DGICB REV | ROOT REV | DGICB GROSS % | ROOT GROSS % | DGICB FCF | ROOT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $978.0M | $1.52B | — | — | $70.2M | $206.5M |
| FY 2024 | $989.6M | $1.18B | — | — | $67.4M | $195.3M |
| FY 2023 | $927.3M | $455.0M | — | — | $28.6M | -$33.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DGICB // BETA —
ROOT // BETA —