COMP <GO>
DGICB vs BAC // REVENUE GROWTH (YOY)
Donegal Group Inc. (Class B) (NASDAQ) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: DGICB 5
— BAC 4
▲ REVENUE GROWTH (YOY) LEADER: BAC
LAST: $23.70 (-8.49%) • MKT CAP: $879.7M
revenue-growth
-1.20%
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
revenue-growth
6.80%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DGICB VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DGICB | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.40% | 2.50% | +9.90 | DGICB | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.98% | 2.10% | +5.88 | DGICB | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.10% | 27.00% | -18.90 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | -1.20% | 6.80% | -8.00 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.92% | 0.00% | +2.92 | DGICB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 7/9 | -3.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.2 | 38.3 | +19.90 | DGICB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.3x | 10.9x | -0.60 | DGICB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $879.7M | $357.61B | -$356.73B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DGICB REV | BAC REV | DGICB GROSS % | BAC GROSS % | DGICB FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $978.0M | $113.10B | — | — | $70.2M | $7.52B |
| FY 2024 | $989.6M | $105.86B | — | — | $67.4M | -$13.57B |
| FY 2023 | $927.3M | $102.77B | — | — | $28.6M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DGICB // BETA —
BAC // BETA 0.90