COMP <GO>
DGICA vs JPM // GROSS PROFIT MARGIN
Donegal Group Inc. (Class A) (NASDAQ) VS. JPMorgan Chase & Co. (NYSE) • 15-METRIC TALLY: DGICA 4
— JPM 5
■ METRIC PARITY
LAST: $18.83 (+1.07%) • MKT CAP: $699.0M
gross-margins
—
LAST: $343.58 (+1.26%) • MKT CAP: $913.30B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DGICA VS. JPM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DGICA | JPM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.40% | 17.37% | -4.97 | JPM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 9.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.04% | -18.14% | +28.18 | DGICA | /fcf-yield <GO> |
| Operating Margin | — | 42.07% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.10% | 32.63% | -24.53 | JPM | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 13.53% | -14.73 | JPM | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.67% | 1.96% | +1.71 | DGICA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 2/9 | +2.00 | DGICA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 4.84% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.8 | 55.1 | -3.34 | JPM | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.00 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 13.6x | -5.37 | DGICA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $699.0M | $913.30B | -$912.60B | JPM | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DGICA REV | JPM REV | DGICA GROSS % | JPM GROSS % | DGICA FCF | JPM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $978.0M | $182.45B | — | — | $70.2M | -$147.78B |
| FY 2024 | $989.6M | $177.56B | — | — | $67.4M | -$42.01B |
| FY 2023 | $927.3M | $158.10B | — | — | $28.6M | $12.97B |
| FY 2022 | — | $128.69B | — | — | — | $107.12B |
| FY 2021 | — | $121.65B | — | — | — | $78.08B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DGICA // BETA —
JPM // BETA 1.00