COMP <GO>
DGICA vs BRK-B // EV/EBITDA & P/E VALUATION
Donegal Group Inc. (Class A) (NASDAQ) VS. Berkshire Hathaway Inc. (Class B) (NYSE) • 15-METRIC TALLY: DGICA 4
— BRK-B 4
■ METRIC PARITY
LAST: $18.83 (+1.07%) • MKT CAP: $699.0M
valuation
—
LAST: $541.96 (+0.30%) • MKT CAP: $1.20T
valuation
9.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DGICA VS. BRK-B)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DGICA | BRK-B | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.40% | 11.47% | +0.93 | DGICA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 9.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.04% | 2.09% | +7.95 | DGICA | /fcf-yield <GO> |
| Operating Margin | — | 27.80% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.10% | 22.30% | -14.20 | BRK-B | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 3.93% | -5.13 | BRK-B | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.67% | 0.00% | +3.67 | DGICA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 3.55% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.8 | 67.7 | -15.94 | BRK-B | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.61 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 24.3x | -16.14 | DGICA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $699.0M | $1.20T | -$1.20T | BRK-B | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DGICA REV | BRK-B REV | DGICA GROSS % | BRK-B GROSS % | DGICA FCF | BRK-B FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $978.0M | $371.44B | — | — | $70.2M | $25.04B |
| FY 2024 | $989.6M | $371.43B | — | — | $67.4M | $11.62B |
| FY 2023 | $927.3M | $364.48B | — | — | $28.6M | $29.79B |
| FY 2022 | — | $302.02B | — | — | — | $21.89B |
| FY 2021 | — | $276.19B | — | — | — | $26.15B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DGICA // BETA —
BRK-B // BETA 0.61