COMP <GO>
DGICA vs AII // DIVIDEND YIELD & FCF PAYOUT SAFETY
Donegal Group Inc. (Class A) (NASDAQ) VS. American Integrity Insurance Group Inc. (NYSE) • 15-METRIC TALLY: DGICA 2
— AII 7
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: DGICA
LAST: $18.83 (+1.07%) • MKT CAP: $699.0M
dividend-safety
3.67%
LAST: $28.71 (+2.54%) • MKT CAP: $562.6M
dividend-safety
0.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DGICA VS. AII)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DGICA | AII | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 12.40% | 29.60% | -17.20 | AII | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.04% | 23.67% | -13.63 | AII | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 8.10% | 36.00% | -27.90 | AII | /net-margins <GO> |
| Revenue Growth (YoY) | -1.20% | 35.30% | -36.50 | AII | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 3.67% | 0.00% | +3.67 | DGICA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 6/9 | -2.00 | AII | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 51.8 | 63.7 | -11.97 | AII | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.2x | 4.7x | +3.50 | AII | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $699.0M | $562.6M | $136.4M | DGICA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DGICA REV | AII REV | DGICA GROSS % | AII GROSS % | DGICA FCF | AII FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $978.0M | $276.5M | — | — | $70.2M | $133.2M |
| FY 2024 | $989.6M | $204.4M | — | — | $67.4M | $147.6M |
| FY 2023 | $927.3M | — | — | — | $28.6M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DGICA // BETA —
AII // BETA —