COMP <GO>
DAVE vs CORZ // ALTMAN Z-SCORE & DEBT/EQUITY
Dave Inc. (NASDAQ) VS. Core Scientific Inc. (NASDAQ) • 15-METRIC TALLY: DAVE 8
— CORZ 2
■ METRIC PARITY
LAST: $321.88 (+1.61%) • MKT CAP: $4.04B
balance-sheet
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LAST: $12.51 (-5.62%) • MKT CAP: $4.26B
balance-sheet
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (DAVE VS. CORZ)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | DAVE | CORZ | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 55.30% | -35.00% | +90.30 | DAVE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 17.5x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.78% | -9.72% | +16.50 | DAVE | /fcf-yield <GO> |
| Operating Margin | 43.10% | -60.00% | +103.10 | DAVE | /operating-margins <GO> |
| Net Profit Margin | 35.40% | -60.00% | +95.40 | DAVE | /net-margins <GO> |
| Revenue Growth (YoY) | 59.70% | -37.50% | +97.20 | DAVE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 5/9 | +4.00 | DAVE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.2 | 40.8 | +0.40 | DAVE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 1.12 | -0.16 | CORZ | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.3x | 29.0x | -10.70 | DAVE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.04B | $4.26B | -$216.9M | CORZ | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | DAVE REV | CORZ REV | DAVE GROSS % | CORZ GROSS % | DAVE FCF | CORZ FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $554.2M | $319.0M | — | 11.9% | $289.7M | -$450.8M |
| FY 2024 | $347.1M | $510.7M | — | 23.7% | $124.9M | -$52.1M |
| FY 2023 | $259.1M | $502.4M | — | — | $22.1M | $42.5M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
DAVE // BETA 0.96
CORZ // BETA 1.12