COMP <GO>
CZNC vs FRBA // RSI-14 & 200D SMA MOMENTUM
Citizens & Northern Corp (NASDAQ) VS. First Bank (NASDAQ) • 15-METRIC TALLY: CZNC 2
— FRBA 1
▲ RSI-14 & 200D SMA MOMENTUM LEADER: FRBA
LAST: $27.82 (+1.20%) • MKT CAP: $498.9M
rsi-technicals
67.5
LAST: $19.44 (+0.47%) • MKT CAP: $488.6M
rsi-technicals
73.0
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CZNC VS. FRBA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CZNC | FRBA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.90% | — | — | TIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.03% | — | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.27% | 0.00% | +3.27 | CZNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | — | — | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum ACTIVE | 67.5 | 73.0 | -5.50 | FRBA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.8x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $498.9M | $488.6M | $10.3M | CZNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CZNC REV | FRBA REV | CZNC GROSS % | FRBA GROSS % | CZNC FCF | FRBA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | — | — | — | $30.1M | — |
| FY 2024 | $0 | — | — | — | $31.1M | — |
| FY 2023 | $0 | — | — | — | $33.5M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CZNC // BETA —
FRBA // BETA —