COMP <GO>

CVBF vs WSFS // EV/EBITDA & P/E VALUATION

CVB Financial Corporation (NASDAQ) VS. WSFS Financial Corporation (NASDAQ) • 15-METRIC TALLY: CVBF 5 — WSFS 2

■ METRIC PARITY

LAST: $22.75 (+1.02%) • MKT CAP: $4.00B

valuation

11.4x

LAST: $79.32 (+1.12%) • MKT CAP: $4.05B

valuation

—

15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CVBF VS. WSFS) EMERALD CELL = QUANTITATIVE EDGE

INSTITUTIONAL METRIC	CVBF	WSFS	SPREAD (A - B)	ADVANTAGE	DEDICATED URL
Gross Profit Margin	—	—	—	TIE	/gross-margins <GO>
Return on Invested Capital (ROIC)	12.90%	10.50%	+2.40	CVBF	/roic <GO>
EV/EBITDA & P/E Valuation ACTIVE	11.4x	—	—	TIE	/valuation <GO>
Free Cash Flow Yield	5.43%	5.27%	+0.16	CVBF	/fcf-yield <GO>
Operating Margin	—	—	—	TIE	/operating-margins <GO>
Net Profit Margin	—	—	—	TIE	/net-margins <GO>
Revenue Growth (YoY)	—	—	—	TIE	/revenue-growth <GO>
Dividend Yield & FCF Payout Safety	2.77%	0.92%	+1.85	CVBF	/dividend-safety <GO>
Altman Z-Score & Debt/Equity	—	—	—	TIE	/balance-sheet <GO>
Piotroski F-Score Quality	5/9	4/9	+1.00	CVBF	/piotroski-score <GO>
Options Implied Move & Put/Call Skew	—	—	—	TIE	/options-implied-move <GO>
RSI-14 & 200D SMA Momentum	54.6	54.6	+0.03	CVBF	/rsi-technicals <GO>
10Y Yield & FRED Macro Beta	—	—	—	TIE	/macro-sensitivity <GO>
Forward P/E Multiple	17.8x	13.1x	+4.70	WSFS	/forward-pe <GO>
Enterprise Scale & Market Cap	$4.00B	$4.05B	-$48.6M	WSFS	/market-cap <GO>

5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY

FISCAL YEAR	CVBF REV	WSFS REV	CVBF GROSS %	WSFS GROSS %	CVBF FCF	WSFS FCF
FY 2025	$0	$0	—	—	$217.3M	$213.6M
FY 2024	$0	$0	—	—	$244.6M	$205.6M
FY 2023	$0	$0	—	—	$295.6M	$237.0M

FRED MACRO REGIME CORRELATION COMPARISON PEARSON r

CVBF // BETA —

WSFS // BETA —