COMP <GO>
CURV vs MA // RETURN ON INVESTED CAPITAL (ROIC)
Torrid Holdings Inc. (NYSE) VS. Mastercard Incorporated (NYSE) • 15-METRIC TALLY: CURV 2
— MA 9
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: CURV
LAST: $2.22 (+4.72%) • MKT CAP: $221.4M
roic
74.00%
LAST: $635.70 (+4.16%) • MKT CAP: $556.88B
roic
33.50%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CURV VS. MA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CURV | MA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 34.80% | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 74.00% | 33.50% | +40.50 | CURV | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.8x | 29.2x | -13.40 | CURV | /valuation <GO> |
| Free Cash Flow Yield | -9.88% | 3.08% | -12.96 | MA | /fcf-yield <GO> |
| Operating Margin | 2.10% | 57.60% | -55.50 | MA | /operating-margins <GO> |
| Net Profit Margin | -0.70% | 45.60% | -46.30 | MA | /net-margins <GO> |
| Revenue Growth (YoY) | -9.40% | 16.40% | -25.80 | MA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.49% | -0.49 | MA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 1.54 | 11.17 | -9.63 | MA | /balance-sheet <GO> |
| Piotroski F-Score Quality | 1/9 | 8/9 | -7.00 | MA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.7 | 68.8 | -11.12 | MA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | — | 31.2x | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $221.4M | $556.88B | -$556.66B | MA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CURV REV | MA REV | CURV GROSS % | MA GROSS % | CURV FCF | MA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.00B | $32.79B | 34.8% | — | -$21.9M | $17.16B |
| FY 2024 | $1.10B | $28.17B | 37.5% | — | $63.0M | $14.31B |
| FY 2023 | $1.15B | $25.10B | — | — | $42.8M | $10.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CURV // BETA —
MA // BETA 0.90