COMP <GO>
CTBI vs HBT // FREE CASH FLOW YIELD
Community Trust Bancorp Inc. (NASDAQ) VS. HBT Financial Inc. (NASDAQ) • 15-METRIC TALLY: CTBI 3
— HBT 3
▲ FREE CASH FLOW YIELD LEADER: CTBI
LAST: $70.10 (+0.97%) • MKT CAP: $1.27B
fcf-yield
7.65%
LAST: $36.80 (+1.10%) • MKT CAP: $1.34B
fcf-yield
6.36%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CTBI VS. HBT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CTBI | HBT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 11.50% | 12.50% | -1.00 | HBT | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 7.65% | 6.36% | +1.29 | CTBI | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.83% | 1.99% | +0.84 | CTBI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 40.5 | 57.4 | -16.90 | HBT | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 16.2x | -4.10 | CTBI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.27B | $1.34B | -$64.7M | HBT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CTBI REV | HBT REV | CTBI GROSS % | HBT GROSS % | CTBI FCF | HBT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $97.4M | $85.1M |
| FY 2024 | $0 | $0 | — | — | $97.2M | $89.4M |
| FY 2023 | $0 | $0 | — | — | $85.8M | $65.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CTBI // BETA —
HBT // BETA —