COMP <GO>
CSR vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
D/B/A Centerspace (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: CSR 5
— BAC 6
■ METRIC PARITY
LAST: $58.73 (+4.02%) • MKT CAP: $986.3M
balance-sheet
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CSR VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CSR | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.20% | 2.50% | +4.70 | CSR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.1x | 30.2x | -15.10 | CSR | /valuation <GO> |
| Free Cash Flow Yield | 9.98% | 2.10% | +7.88 | CSR | /fcf-yield <GO> |
| Operating Margin | 23.60% | 32.90% | -9.30 | BAC | /operating-margins <GO> |
| Net Profit Margin | 6.20% | 27.00% | -20.80 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | 4.90% | 6.80% | -1.90 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 5.18% | 0.00% | +5.18 | CSR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.4 | 38.3 | +25.06 | CSR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 53.7x | 10.9x | +42.80 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $986.3M | $357.61B | -$356.62B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CSR REV | BAC REV | CSR GROSS % | BAC GROSS % | CSR FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $273.7M | $113.10B | — | — | $98.5M | $7.52B |
| FY 2024 | $261.0M | $105.86B | — | — | $98.2M | -$13.57B |
| FY 2023 | $261.3M | $102.77B | — | — | $89.5M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CSR // BETA —
BAC // BETA 0.90