COMP <GO>
CRVL vs LIFE // PIOTROSKI F-SCORE QUALITY
CorVel Corp. (NASDAQ) VS. Ethos Technologies Inc. (Class A) (NASDAQ) • 15-METRIC TALLY: CRVL 4
— LIFE 4
▲ PIOTROSKI F-SCORE QUALITY LEADER: CRVL
LAST: $82.19 (+0.75%) • MKT CAP: $4.15B
piotroski-score
7/9
LAST: $43.62 (+1.85%) • MKT CAP: $2.83B
piotroski-score
6/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CRVL VS. LIFE)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CRVL | LIFE | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 29.40% | 40.60% | -11.20 | LIFE | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 37.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 2.66% | 1.23% | +1.43 | CRVL | /fcf-yield <GO> |
| Operating Margin | — | 18.80% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 11.50% | 18.40% | -6.90 | LIFE | /net-margins <GO> |
| Revenue Growth (YoY) | 7.00% | 52.00% | -45.00 | LIFE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 7/9 | 6/9 | +1.00 | CRVL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.7 | 65.1 | +0.55 | CRVL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 35.0x | 33.4x | +1.60 | LIFE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $4.15B | $2.83B | $1.32B | CRVL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CRVL REV | LIFE REV | CRVL GROSS % | LIFE GROSS % | CRVL FCF | LIFE FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $958.5M | $387.6M | — | — | $110.3M | $34.7M |
| FY 2024 | $895.6M | $254.9M | — | — | $91.6M | -$11.7M |
| FY 2023 | $795.3M | — | — | — | $99.2M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CRVL // BETA —
LIFE // BETA —