COMP <GO>
CPSS vs MS // FORWARD P/E MULTIPLE
Consumer Portfolio Services Inc. (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: CPSS 5
— MS 3
▲ FORWARD P/E MULTIPLE LEADER: CPSS
LAST: $10.13 (+1.71%) • MKT CAP: $218.2M
forward-pe
10.5x
LAST: $184.30 (-3.00%) • MKT CAP: $298.41B
forward-pe
16.5x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CPSS VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CPSS | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.20% | 3.00% | +3.20 | CPSS | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -7.25% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 4.40% | 20.20% | -15.80 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 10.40% | 5.50% | +4.90 | CPSS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 2.21% | -2.21 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 5/9 | +1.00 | CPSS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.6 | 51.0 | +8.60 | CPSS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 10.5x | 16.5x | -6.00 | CPSS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $218.2M | $298.41B | -$298.19B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CPSS REV | MS REV | CPSS GROSS % | MS GROSS % | CPSS FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $434.5M | $0 | — | — | $288.3M | -$17.89B |
| FY 2024 | $393.5M | $0 | — | — | $233.3M | $1.36B |
| FY 2023 | $352.0M | $0 | — | — | $238.0M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CPSS // BETA —
MS // BETA 1.04