COMP <GO>
CPSS vs LIEN // DIVIDEND YIELD & FCF PAYOUT SAFETY
Consumer Portfolio Services Inc. (NASDAQ) VS. Chicago Atlantic BDC Inc. (NASDAQ) • 15-METRIC TALLY: CPSS 3
— LIEN 3
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: LIEN
LAST: $9.96 (+1.32%) • MKT CAP: $218.2M
dividend-safety
0.00%
LAST: $9.15 (+0.33%) • MKT CAP: $208.8M
dividend-safety
11.15%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CPSS VS. LIEN)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CPSS | LIEN | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.20% | 11.00% | -4.80 | LIEN | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | — | -9.81% | — | TIE | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 4.40% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 10.40% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 0.00% | 11.15% | -11.15 | LIEN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 2/9 | +4.00 | CPSS | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.4 | 37.9 | +25.55 | CPSS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.5x | 5.9x | +4.60 | LIEN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $218.2M | $208.8M | $9.4M | CPSS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CPSS REV | LIEN REV | CPSS GROSS % | LIEN GROSS % | CPSS FCF | LIEN FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $434.5M | $0 | — | — | $288.3M | -$20.5M |
| FY 2024 | $393.5M | $0 | — | — | $233.3M | -$5.0M |
| FY 2023 | $352.0M | $0 | — | — | $238.0M | $5.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CPSS // BETA —
LIEN // BETA —