COMP <GO>
CPF vs BAC // EV/EBITDA & P/E VALUATION
Central Pacific Financial Corp (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: CPF 7
— BAC 2
■ METRIC PARITY
LAST: $38.69 (+2.11%) • MKT CAP: $984.4M
valuation
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CPF VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CPF | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 13.10% | 2.50% | +10.60 | CPF | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 30.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 9.38% | 2.10% | +7.28 | CPF | /fcf-yield <GO> |
| Operating Margin | — | 32.90% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | CPF | /net-margins <GO> |
| Revenue Growth (YoY) | 33.80% | 6.80% | +27.00 | CPF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.98% | 0.00% | +2.98 | CPF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.6 | 38.3 | +21.29 | CPF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 0.90 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.7x | 10.9x | -0.20 | CPF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $984.4M | $357.61B | -$356.62B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CPF REV | BAC REV | CPF GROSS % | BAC GROSS % | CPF FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $51.8M | $113.10B | — | — | $92.3M | $7.52B |
| FY 2024 | $38.7M | $105.86B | — | — | $75.4M | -$13.57B |
| FY 2023 | $46.7M | $102.77B | — | — | $105.1M | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CPF // BETA —
BAC // BETA 0.90