COMP <GO>
CPAY vs V // FREE CASH FLOW YIELD
Corpay Inc. (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: CPAY 5
— V 8
▲ FREE CASH FLOW YIELD LEADER: CPAY
LAST: $397.97 (+0.53%) • MKT CAP: $26.13B
fcf-yield
4.97%
LAST: $410.54 (+2.48%) • MKT CAP: $733.53B
fcf-yield
2.90%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CPAY VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CPAY | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 23.20% | 32.30% | -9.10 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.4x | 28.9x | -15.50 | CPAY | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 4.97% | 2.90% | +2.07 | CPAY | /fcf-yield <GO> |
| Operating Margin | 44.00% | 60.00% | -16.00 | V | /operating-margins <GO> |
| Net Profit Margin | 23.60% | 50.10% | -26.50 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 13.90% | 11.30% | +2.60 | CPAY | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.63% | -0.63 | V | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 2.19 | 9.09 | -6.90 | V | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 47.2 | 65.6 | -18.40 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 1.06 | +0.05 | CPAY | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.5x | 34.0x | -13.50 | CPAY | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $26.13B | $733.53B | -$707.40B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CPAY REV | V REV | CPAY GROSS % | V GROSS % | CPAY FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.53B | $40.00B | — | — | $1.30B | $21.26B |
| FY 2024 | $3.97B | $35.93B | — | — | $1.77B | $18.33B |
| FY 2023 | $3.76B | $32.65B | — | — | $1.93B | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CPAY // BETA 1.11
V // BETA 1.06