COMP <GO>
CNOB vs STBA // OPERATING MARGIN
ConnectOne Bancorp Inc. (NASDAQ) VS. S&T Bancorp Inc. (NASDAQ) • 15-METRIC TALLY: CNOB 2
— STBA 5
■ METRIC PARITY
LAST: $32.61 (+0.12%) • MKT CAP: $1.77B
operating-margins
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LAST: $51.09 (+1.21%) • MKT CAP: $1.80B
operating-margins
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CNOB VS. STBA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CNOB | STBA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.10% | 9.20% | -4.10 | STBA | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 5.70% | 7.15% | -1.45 | STBA | /fcf-yield <GO> |
| Operating Margin ACTIVE | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.80% | 2.94% | -1.14 | STBA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | CNOB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.3 | 60.2 | +1.10 | CNOB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 20.5x | 12.5x | +8.00 | STBA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.77B | $1.80B | -$31.1M | STBA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CNOB REV | STBA REV | CNOB GROSS % | STBA GROSS % | CNOB FCF | STBA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $101.0M | $128.8M |
| FY 2024 | $0 | $0 | — | — | $56.9M | $170.4M |
| FY 2023 | $0 | $0 | — | — | $92.9M | $171.7M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CNOB // BETA —
STBA // BETA —