COMP <GO>
CNA vs BAC // ALTMAN Z-SCORE & DEBT/EQUITY
CNA Financial Corporation (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: CNA 10
— BAC 2
■ METRIC PARITY
LAST: $48.87 (+2.05%) • MKT CAP: $13.22B
balance-sheet
—
LAST: $51.14 (+0.57%) • MKT CAP: $357.61B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CNA VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CNA | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 19.70% | 2.50% | +17.20 | CNA | /roic <GO> |
| EV/EBITDA & P/E Valuation | 4.8x | 30.2x | -25.40 | CNA | /valuation <GO> |
| Free Cash Flow Yield | 18.18% | 2.10% | +16.08 | CNA | /fcf-yield <GO> |
| Operating Margin | 75.00% | 32.90% | +42.10 | CNA | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 27.00% | +41.00 | CNA | /net-margins <GO> |
| Revenue Growth (YoY) | -2.00% | 6.80% | -8.80 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 7.92% | 0.00% | +7.92 | CNA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | CNA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.7 | 38.3 | +20.40 | CNA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.90 | +0.02 | CNA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.6x | 10.9x | -1.30 | CNA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $13.22B | $357.61B | -$344.38B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CNA REV | BAC REV | CNA GROSS % | BAC GROSS % | CNA FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.58B | $113.10B | — | — | $2.40B | $7.52B |
| FY 2024 | $1.61B | $105.86B | — | — | $2.48B | -$13.57B |
| FY 2023 | $1.62B | $102.77B | — | — | $2.21B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CNA // BETA 0.92
BAC // BETA 0.90