COMP <GO>
CIVB vs BWFG // ENTERPRISE SCALE & MARKET CAP
Civista Bancshares Inc. (NASDAQ) VS. Bankwell Financial Group Inc. (NASDAQ) • 15-METRIC TALLY: CIVB 4
— BWFG 4
▲ ENTERPRISE SCALE & MARKET CAP LEADER: CIVB
LAST: $28.47 (-1.15%) • MKT CAP: $602.6M
market-cap
$602.6M
LAST: $71.68 (-1.73%) • MKT CAP: $581.5M
market-cap
$581.5M
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CIVB VS. BWFG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CIVB | BWFG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.50% | 11.70% | -3.20 | BWFG | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.11% | 4.89% | +2.22 | CIVB | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 68.00% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | -0.50% | 44.00% | -44.50 | BWFG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.00% | 1.13% | +0.87 | CIVB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | BWFG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 68.2 | 72.5 | -4.30 | BWFG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.9x | 13.3x | -1.40 | CIVB | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $602.6M | $581.5M | $21.1M | CIVB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CIVB REV | BWFG REV | CIVB GROSS % | BWFG GROSS % | CIVB FCF | BWFG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $19.0M | $2.8M | — | — | $42.1M | $27.1M |
| FY 2024 | $19.1M | $2.0M | — | — | $44.1M | $29.3M |
| FY 2023 | $30.4M | $1.6M | — | — | $62.7M | $31.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CIVB // BETA —
BWFG // BETA —