COMP <GO>
CINF vs HIG // 10Y YIELD & FRED MACRO BETA
Cincinnati Financial Corporation (NASDAQ) VS. The Hartford Insurance Group Inc. (NYSE) • 15-METRIC TALLY: CINF 5
— HIG 7
▲ 10Y YIELD & FRED MACRO BETA LEADER: CINF
LAST: $181.19 (-0.37%) • MKT CAP: $27.81B
macro-sensitivity
1.02
LAST: $132.59 (+0.40%) • MKT CAP: $35.46B
macro-sensitivity
0.92
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CINF VS. HIG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CINF | HIG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.20% | 28.40% | -19.20 | HIG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.6x | 6.1x | +6.50 | HIG | /valuation <GO> |
| Free Cash Flow Yield | 11.07% | 16.29% | -5.22 | HIG | /fcf-yield <GO> |
| Operating Margin | 23.10% | 75.00% | -51.90 | HIG | /operating-margins <GO> |
| Net Profit Margin | 18.90% | 68.00% | -49.10 | HIG | /net-margins <GO> |
| Revenue Growth (YoY) | 11.40% | 3.30% | +8.10 | CINF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.88% | 1.68% | +0.20 | CINF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 9/9 | 8/9 | +1.00 | CINF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 67.2 | 50.0 | +17.20 | CINF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 1.02 | 0.92 | +0.10 | CINF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.9x | 8.6x | +2.30 | HIG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $27.81B | $35.46B | -$7.64B | HIG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CINF REV | HIG REV | CINF GROSS % | HIG GROSS % | CINF FCF | HIG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $12.63B | $1.51B | — | — | $3.09B | $5.75B |
| FY 2024 | $11.34B | $1.46B | — | — | $2.63B | $5.76B |
| FY 2023 | $10.01B | $1.38B | — | — | $1.60B | $4.16B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CINF // BETA 1.02
HIG // BETA 0.92