COMP <GO>
CIFR vs SLM // OPERATING MARGIN
Cipher Digital Inc. (NASDAQ) VS. SLM Corporation (NASDAQ) • 15-METRIC TALLY: CIFR 3
— SLM 8
▲ OPERATING MARGIN LEADER: SLM
LAST: $6.86 (-5.90%) • MKT CAP: $3.32B
operating-margins
-60.00%
LAST: $17.88 (+0.45%) • MKT CAP: $3.25B
operating-margins
75.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CIFR VS. SLM)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CIFR | SLM | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -11.50% | 7.40% | -18.90 | SLM | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 11.2x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | -18.00% | -13.21% | -4.79 | SLM | /fcf-yield <GO> |
| Operating Margin ACTIVE | -60.00% | 75.00% | -135.00 | SLM | /operating-margins <GO> |
| Net Profit Margin | -60.00% | 68.00% | -128.00 | SLM | /net-margins <GO> |
| Revenue Growth (YoY) | 48.00% | 23.10% | +24.90 | CIFR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.23% | -3.23 | SLM | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 5/9 | -1.00 | SLM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 29.1 | 27.3 | +1.80 | CIFR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 1.06 | -0.14 | SLM | /macro-sensitivity <GO> |
| Forward P/E Multiple | 23.0x | 4.2x | +18.80 | SLM | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.32B | $3.25B | $68.1M | CIFR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CIFR REV | SLM REV | CIFR GROSS % | SLM GROSS % | CIFR FCF | SLM FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $223.9M | $2.46B | 63.7% | — | -$695.9M | -$398.6M |
| FY 2024 | $151.3M | $2.01B | 58.8% | — | -$227.0M | -$329.4M |
| FY 2023 | $126.8M | $1.92B | — | — | -$99.9M | -$144.6M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CIFR // BETA 0.92
SLM // BETA 1.06