COMP <GO>
CHMG vs CBK // RETURN ON INVESTED CAPITAL (ROIC)
Chemung Financial Corp (NASDAQ) VS. Commercial Bancgroup Inc. (NASDAQ) • 15-METRIC TALLY: CHMG 3
— CBK 3
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: CBK
LAST: $87.60 (+2.10%) • MKT CAP: $422.4M
roic
5.90%
LAST: $32.99 (+1.17%) • MKT CAP: $452.0M
roic
13.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CHMG VS. CBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CHMG | CBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 5.90% | 13.00% | -7.10 | CBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 10.37% | 7.79% | +2.58 | CHMG | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.50% | 0.44% | +1.06 | CHMG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 4/9 | 4/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 64.8 | 60.3 | +4.50 | CHMG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 26.0x | 11.3x | +14.70 | CBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $422.4M | $452.0M | -$29.6M | CBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CHMG REV | CBK REV | CHMG GROSS % | CBK GROSS % | CHMG FCF | CBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $43.8M | $35.2M |
| FY 2024 | $0 | $0 | — | — | $26.2M | $35.6M |
| FY 2023 | $0 | — | — | — | $30.9M | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CHMG // BETA —
CBK // BETA —