COMP <GO>
CFG vs RF // ENTERPRISE SCALE & MARKET CAP
Citizens Financial Group Inc. (NYSE) VS. Regions Financial Corporation (NYSE) • 15-METRIC TALLY: CFG 7
— RF 4
▲ ENTERPRISE SCALE & MARKET CAP LEADER: CFG
LAST: $64.93 (+1.76%) • MKT CAP: $26.75B
market-cap
$26.75B
LAST: $28.97 (+1.40%) • MKT CAP: $24.34B
market-cap
$24.34B
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFG VS. RF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFG | RF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.10% | 0.10% | +2.00 | CFG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 36.8x | 95.0x | -58.20 | CFG | /valuation <GO> |
| Free Cash Flow Yield | 7.75% | 7.60% | +0.15 | CFG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 0.80% | +74.20 | CFG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 31.30% | +36.70 | CFG | /net-margins <GO> |
| Revenue Growth (YoY) | 6.70% | 9.90% | -3.20 | RF | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.74% | 3.71% | -0.97 | RF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 43.7 | 55.2 | -11.50 | RF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 1.06 | +0.04 | CFG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.0x | 10.6x | +3.40 | RF | /forward-pe <GO> |
| Enterprise Scale & Market Cap ACTIVE | $26.75B | $24.34B | $2.41B | CFG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFG REV | RF REV | CFG GROSS % | RF GROSS % | CFG FCF | RF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.64B | $148.4M | — | — | $2.14B | $2.18B |
| FY 2024 | $1.53B | $266.0M | — | — | $1.93B | $1.60B |
| FY 2023 | $1.27B | $593.6M | — | — | $2.90B | $2.31B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFG // BETA 1.10
RF // BETA 1.06