COMP <GO>
CFFN vs MS // ALTMAN Z-SCORE & DEBT/EQUITY
Capitol Federal Financial Inc. (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: CFFN 7
— MS 1
■ METRIC PARITY
LAST: $8.54 (+1.67%) • MKT CAP: $1.07B
balance-sheet
—
LAST: $190.00 (-0.07%) • MKT CAP: $298.41B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFFN VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFFN | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 6.50% | 3.00% | +3.50 | CFFN | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 4.64% | -7.25% | +11.89 | CFFN | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 20.20% | +47.80 | CFFN | /net-margins <GO> |
| Revenue Growth (YoY) | 6.50% | 5.50% | +1.00 | CFFN | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 4.12% | 2.21% | +1.91 | CFFN | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 54.4 | 51.0 | +3.40 | CFFN | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.7x | 16.5x | -1.80 | CFFN | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $1.07B | $298.41B | -$297.33B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFFN REV | MS REV | CFFN GROSS % | MS GROSS % | CFFN FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $16.3M | $0 | — | — | $49.8M | -$17.89B |
| FY 2024 | $15.3M | $0 | — | — | $24.0M | $1.36B |
| FY 2023 | $17.6M | $0 | — | — | $47.5M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFFN // BETA —
MS // BETA 1.04