COMP <GO>
CFFI vs MS // GROSS PROFIT MARGIN
C&F Financial Corporation (NASDAQ) VS. Morgan Stanley (NYSE) • 15-METRIC TALLY: CFFI 5
— MS 3
■ METRIC PARITY
LAST: $111.22 (+1.39%) • MKT CAP: $356.7M
gross-margins
—
LAST: $185.73 (+0.78%) • MKT CAP: $289.46B
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFFI VS. MS)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFFI | MS | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.30% | 3.00% | +7.30 | CFFI | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | 31.0x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 6.13% | -7.25% | +13.38 | CFFI | /fcf-yield <GO> |
| Operating Margin | — | 24.60% | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 19.10% | 20.20% | -1.10 | MS | /net-margins <GO> |
| Revenue Growth (YoY) | 10.60% | 5.50% | +5.10 | CFFI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.65% | 2.21% | -0.56 | MS | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.3 | 44.1 | +21.20 | CFFI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.04 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.6x | 16.5x | -3.90 | CFFI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $356.7M | $289.46B | -$289.10B | MS | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFFI REV | MS REV | CFFI GROSS % | MS GROSS % | CFFI FCF | MS FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $140.8M | $55.71B | — | — | $22.2M | -$17.89B |
| FY 2024 | $127.3M | $44.24B | — | — | $33.3M | $1.36B |
| FY 2023 | $127.3M | $30.02B | — | — | $38.8M | -$33.54B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFFI // BETA —
MS // BETA 1.04