COMP <GO>
CFBK vs OPBK // GROSS PROFIT MARGIN
CF Bankshares Inc. (NASDAQ) VS. OP Bancorp (NASDAQ) • 15-METRIC TALLY: CFBK 0
— OPBK 6
■ METRIC PARITY
LAST: $34.62 (+0.26%) • MKT CAP: $222.1M
gross-margins
—
LAST: $15.44 (+0.98%) • MKT CAP: $230.6M
gross-margins
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CFBK VS. OPBK)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CFBK | OPBK | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin ACTIVE | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.50% | 11.20% | -1.70 | OPBK | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 8.19% | 10.13% | -1.94 | OPBK | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | — | 68.00% | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | — | -1.70% | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.88% | 3.09% | -2.21 | OPBK | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 55.2 | 57.4 | -2.20 | OPBK | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.8x | 8.4x | +3.40 | OPBK | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $222.1M | $230.6M | -$8.5M | OPBK | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CFBK REV | OPBK REV | CFBK GROSS % | OPBK GROSS % | CFBK FCF | OPBK FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $3.2M | — | — | $18.2M | $23.4M |
| FY 2024 | $0 | $3.3M | — | — | $13.9M | $29.7M |
| FY 2023 | $0 | $2.1M | — | — | $18.1M | $67.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CFBK // BETA —
OPBK // BETA —