COMP <GO>
CBU vs SFNC // RETURN ON INVESTED CAPITAL (ROIC)
Community Financial System Inc. (NYSE) VS. Simmons First National Corporation (Class A) (NASDAQ) • 15-METRIC TALLY: CBU 3
— SFNC 3
▲ RETURN ON INVESTED CAPITAL (ROIC) LEADER: CBU
LAST: $63.37 (+0.96%) • MKT CAP: $3.33B
roic
10.50%
LAST: $23.37 (+1.30%) • MKT CAP: $3.38B
roic
-11.10%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CBU VS. SFNC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CBU | SFNC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) ACTIVE | 10.50% | -11.10% | +21.60 | CBU | /roic <GO> |
| EV/EBITDA & P/E Valuation | — | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 7.00% | 12.18% | -5.18 | SFNC | /fcf-yield <GO> |
| Operating Margin | — | — | — | TIE | /operating-margins <GO> |
| Net Profit Margin | 25.70% | — | — | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 9.60% | — | — | TIE | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.93% | 3.41% | -0.48 | SFNC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 3/9 | +3.00 | CBU | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 57.3 | 55.9 | +1.40 | CBU | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | — | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 14.7x | — | — | TIE | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $3.33B | $3.38B | -$43.0M | SFNC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CBU REV | SFNC REV | CBU GROSS % | SFNC GROSS % | CBU FCF | SFNC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $818.0M | $0 | — | — | $233.3M | $411.4M |
| FY 2024 | $746.3M | $0 | — | — | $221.6M | $380.4M |
| FY 2023 | $652.1M | $0 | — | — | $228.4M | $541.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CBU // BETA —
SFNC // BETA —